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  About Us : Our Promises to You

we offer you nothing but the best

In an industry where dishonesty, greed, and troubled buyers are as common as there are stars in the sky, we make it a goal to break the "industry standard." We strive to epitomize the familiar saying: "actions speak louder than words" by giving our own personal attention and commitment to making sure all of our clients know our company's philosophy:

To help our clients buy homes and invest in real estate by simplifying the loan process, surpassing industry standards, and providing the dedicated service you've come to expect from first-class personalized institutions. The first priority is to offer our services through ethical means while contributing to the empowerment of our clients, our community and our world.

Our promises to you, our priorities to you, are what keeps our company thriving and our employees passionate about their jobs. Our promises, not in any particular order -- they are all part of our overall philosophy and principle:

#1 : Customer Service

We're not just here just to make sure you get a the loan right now, we're here to make sure that you get the perfect loan and that you don't have to worry about anything in the future. If you have any future questions or problems about your loan, your property tax, your insurance, you can rest confident that we'll still be right there to take care of it for you.

#2 : Reaching Your Personal and Financial Goals

We've all set our own goals. Whether you want to own your own car outright by the age of 30 or if you want to own a vacation home along the beach by the age of 50, we listen and learn about your goals, if in the case you've already set them for yourself.

We work with you to help achieve those goals. So that maybe in this lifetime where most everything worth having in life is already so difficult to achieve, you'll have someone on our side, working toward the same goal as you are.

#3 : Mortgage Program, Interest Rate

This is the most common promise of all loan officers, mortgage brokers, banks, and lenders when dealing with a client, and it's never overlooked for us!

We know the security clients feel when they know their mortgage program fits their needs and their long-term goals. We also know the amount of satisfaction clients feel when they're confident they've obtained a great interest rate.

This is why we work so hard with our hundreds of wholesale lenders to get you the best.

#4 : Simpler, Streamlined Application Process

We know how important the program and rate is to you, but we also know how important it is to have a problem-free, headache-free process to get the loan in the first place. So we deal with all the problems, complaints, technicalities, so that what you see in the end is the absolutely essentials and nothing more.

#5 : Honesty

Nothing is more important in this business than honesty.

We are up front right off the bat with questions and concerns we may have about your application so that you know exactly where we stand right when we start. We keep you up to date throughout the process so that you are never left in the dark or unpleasantly surprised at a signing. We've heard too many nightmares and outlandish stories not to work infinitely harder to make sure we take care of you to an utmost level.

#6 : Your Best Interests

We always put your best interests and your lifelong dreams and goals first. If that means that we forego your business to another competitor, so be it because we know that doing what's best for our clients is what's right and what's best for us. We trust that our clients know and appreciate our loyalties to them and we look forward to working with them again in the future.

#7 : One Point or Less

We guarantee that we never charge more than 1 point of your loan. Many lenders, many banks do not have to disclose the "commission" or earnings they receive from you and your loan business, but we guarantee that the total amount we make is never over 1 point of your loan.

 

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Equal Housing Lender. © 2010 Simpluxe Financial. DRE License #00654852. All Rights Reserved.
| 25938 Kay Avenue, Suite 318, Hayward, CA 94545| P: 510-913-5729 | F: 415-946-3556 |

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