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  Tools & More : Library : Collection of Featured Articles

To find the articles most useful to you we have grouped them into categories for easier searching. Please select from the following topics :

Appraisals
Credit
Foreclosure
Insurance
Investing in Real Estate
Mortgage
Practicing Green
Purchase Your Home
Real Estate
Refinance Your Property
Title

> Collection of Featured Articles
Articles for Realtors

Collection of Featured Articles

Green Articles

10 Easy Ways to Green Your Home
A Quest for an Energy-Efficient House
Energy Efficiency Windows
Greening the HOA
Saving Energy on the Cheap
Super-Efficient Fridge Among the Innovations at Builders Show

Real Estate Articles

Gauging Value in Real Estate As Home Prices Slide
Home for Sale by Any Means
Maintained Homes Sell for More While Bad Neighbors Cost You
When Selling Your Home Using Scents Makes Sense!
Where Home Prices Are Headed Next (May 2008)

Economy / Investment / Mortgage Articles

Complex Question: Who Owns My Mortgage?
Consumers Must Know the Rules to Protect Their Assets
House-Hoppers May Suffer Under New Tax Rules
Is a Vacation Home Still a Good Investment?
Start Acting "Recession" to Escape the Worst

Foreclosure Articles

Beating Foreclosure: Who to Contact
Beware the Foreclosure Allure

Other

Curbing the Chaos in Your Garage
Home Improvement on the Cheap
People Who Live in Glass Houses
Slash the Costs of Your Home Addition

If you cannot find the article you need please feel free to contact us!



 

Greening the HOA
an article by RealtyTimes' Richard Thompson

While there is continuing debate about global warming, one related issue that all agree on is the need for better stewardship of the Earth. We all owe a debt of caring for our world. What better place to start than at home? While governments often move at a glacial pace to enact green policies, self help is readily available today.

Homeowner associations often control a variety of systems, processes, equipment, designs and materials. In all HOAs, there are opportunities to improve energy efficiency which often produce economic benefits as well. This is a win-win: doing well by doing good! Here are some ways an HOA can go green:

Eco-landscaping involves a combination of careful plant and tree selection, turf reduction, chemical fertilizer elimination and water management. The days of broad green spaces are making way for a myriad of options that are earth friendly. Selecting pest resistant and drought tolerant native species saves on maintenance, water and pest control. Fitting sprinkler systems with rain override sensors reduces water. Reducing turf areas reduces mowing and the pollution generated by gas powered equipment.

Donate It. Many areas have building product and material recycling centers which will accept lumber, doors, windows, cabinets, sinks, carpet and appliances. If you are renovating your clubhouse and have an option to donate used material and equipment instead of dumping, do it. For a list of options by state, go to rebuildingcenter.org/links. Where available, craigslist.com offers a free way to dispose of building materials.

Offer Recycling. Some jurisdictions have mandated recycling as part of the trash collection process. When recyclables are separated from trash, the trash load is reduced and trash collection costs less. With less trash, the landfill load is reduced as is the contamination of soil and ground water. Even where recycling is provided, compliance lags due to consumer laziness. The HOA can remind residents of their civic duty in this regard and the obvious benefit of lower trash collection costs.

Where government recycling requirements are absent, the HOA can create its own system by establishing a centralized recycling station for glass, metal, paper and recyclable plastics that is serviced by a contractor or committee. While individuals can haul their own recycling, the easier and cheaper it is to do, the greater the compliance. Centralize and economize.

Manage Energy Better. Take full advantage of power and water saving devices. Compact fluorescent bulbs use 70 percent less energy than incandescent bulbs. Add solar activated exterior light controls so lights burn only when needed. Replace high flow plumbing fixtures with low flow models. Insulate water pipes and heat ducts. For more ideas, see powerscorecard.org/reduce_energy.cfm.

Recycled Paint. This option is becoming more prevalent in metropolitan areas. Leftover latex paint is screened and blended into a popular pallette of colors and resold at a reduced price. For options, Google "[your state] recycled paint."

Go Solar. Many states offer incentives for adding solar power generation or solar hot water systems. If your building(s) have flat roofs or good southern exposure, consult with local solar system providers for options. For HOAs with pools, solar water heating can often pay for itself quickly and significantly lower energy consumption. For more, see this link for info.

The HOA should remind all residents of ways they can help the HOA be more green by supporting HOA green programs and by individual effort. There are numerous free resources available on the internet such as:

Consumer Recycling Guide. There are numerous types of products and materials that fall outside the typical recycling service and need special handling. For these items, the HOA can empower its residents with information. This online guide identifies such items and ways to recycle them.

Packaging Reduction. This is an often overlooked strategy in reducing waste. Packaging can range from none (like buying food in bulk) to Fort Knox (like hard shell plastic wrapped around electronics to reduce theft). Consumers generally have a range of packaging choices in many products. Opting for the one with less packaging is a conscious decision to help green the world.

Make it Fun! The intriguing thing about going green is there are so many ways to pull it off. The HOA can encourage the process by offering prizes for effort and creativity. Those that step up are often willing to help recruit and encourage others. The news media loves to run stories about grass root green efforts. Make your HOA a standout and get recognized!

As the immortal Kermit the Frog once said, "It's not easy bein' green." While it does take some effort, there are more incentives and resources today than ever. Take advantage of them in this noble effort. Make it your HOA's routine to be seen as green.

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