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First-Time Homebuyers
Leading Market Back

There are many things going for the first-time homebuyer in recent days. Real estate prices may be bottoming out, interest rates are at historically low levels, and tax credits are still being offered to those entering the real estate market as homebuyers.

Because of this welcoming and warm atmosphere the real estate market has been especially encouraging to first-time homebuyers on the brink of homeownership. Read on to get more details about this trend. (Continue reading on CNN)

#1 : Customer Service

-- You've already gotten your loan.
Then you wonder after, is your lender
going to pay for your taxes or are
you supposed to be making them? --

You may have noticed that everyday
loan officers, brokers, and lenders
leave finding the answer to that
question up to you. But here at
Simpluxe Financial, we take care of
you -- we are there from the start to, literally, the very end, through
everything you can imagine.

------ Read more of ------
--- Your Stories, Our Priorities ---

7 Tips on Buying Foreclosures

Foreclosures represent golden opportunities in the real estate market but beware, they also come with quite a few "pitfalls." (Continue reading on CNN)

Obama Mortgage Rescue: Only a Few Getting Lasting Help

"Only a tiny percentage of troubled homeowners have received permanent modifications under President Obama's foreclosure prevention plan..." (Continue reading on CNN)

Only 5 Percent Plan to Buy a Home Next Year

"Just one in twenty Americans say they plan to buy a home within the next year... 45 percent worry that they or someone they know will face foreclosure." (Continue reading on MSNBC)

Calculating the Best and Worst Rental Markets

Learn about how the pros calculate the figures before investing in any particular real estate market to give yourself an edge in making those big relocation decisions. (Continue reading on MSNBC)

Home Prices Fall in Most U.S. Cities

"Median prices drop compared to a year earlier in 123 of 153 metro areas." (Continue reading on MSNBC)

Make Money in 2010: Your Home

Experts are predicting an economic stabilization in the coming year and though that may be true rebuilding the equity lost in recent years will take some time. Read this article for some great advice on deciding what your next step might be when it comes to your home. (Continue reading on CNN)

Baby Boomers Buying Houses

"How baby boomers are reigniting the housing market." (Continue reading on Newsweek)

Current Rates

30 Year Fixed
40 Year Fixed
15 Year Fixed
5/1 ARM
30 Year Fixed Jumbo
5/1 Jumbo ARM

4.750%
6.000%
4.250%
3.875%
5.500%
5.625%

Super-Efficient Fridge Among the
Innovations at Builders Show

"Plunging temperatures and a plummeting economy are making everyone more conscious of energy efficiency.

Small changes, like wrapping ducts and water heaters in insulation, buying compact fluorescent bulbs and putting motion sensors on lights in closets, garages and front porches, cost little and can often make a dramatic difference in utility bills (See "Free Energy").

Pricier and fancier energy-saving products will be featured..." (Continue reading article)

"I've been scared crazy by all the news in the press about how bad our real estate market and economy are and being someone who didn't buy a house during the boom, I'm wondering if now is the right time.

I'm noticing that the houses around our apartment are starting to become more affordable but I'm not too sure that I want to move into a house only to have it lose value over the next couple years. But there's also a lot of discussion about how this is one of the best times to get your foot in the door for homes in California. What do you think?" (from Jerry in Burbank)

Read the Mortgage Lady's response