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Obama Urges Millions to
Refinance Mortgages

"Declaring 'good news' in the midst of an economic meltdown, President Barack Obama on Thursday urged families to take advantage of near-record low mortgage rates by refinancing their home loans.

'We are a time where people can really take advantage of this,' Obama said, seated with a handful of homeowners who have already lowered their bills. But he also warned people to watch out for scam artists...'If somebody is asking you for money up front before they help you with your refinancing, it's probably a scam.'" (Continue reading on MSNBC)

#1 : Customer Service

-- You've already gotten your loan.
Then you wonder after, is your lender
going to pay for your taxes or are
you supposed to be making them? --

You may have noticed that everyday
loan officers, brokers, and lenders
leave finding the answer to that
question up to you. But here at
Simpluxe Financial, we take care of
you -- we are there from the start to, literally, the very end, through
everything you can imagine.

------ Read more of ------
--- Your Stories, Our Priorities ---

How Long Does a Loan Modification Take?

Learn a little more about the process, how long it takes, and what to expect while you're going through the experience. (Continue reading on Realty Times)

The Return of Jumbo Mortgage

"Jumbo mortgages became more expensive and harder to come by as the nation's credit crisis deepened. That might be starting to change." (Continue reading on Wall Street Journal)

Miami Housing

"Prices soared in the bubble and have crashed in the downturn." (Continue reading on CNN)

Foreclosure Sales Stalled by Red Tape

"...Banks are usually quick to accept a bid and write a contract. But the closer buyers get to the settlement table, the greater the potential for bureaucratic bungling and the chance the buyers will give up." (Continue reading on MSNBC)

Chinese Drywall Poses Potential Risk

"Officials investigating cause of rotten-egg stench, health complaints..." (Continue reading on MSNBC)

More Squatters Call Foreclosures Home

"Advocacy groups screen potential residents, move them into vacant homes." (Continue reading on MSNBC)

Out of Work 6 Months. Now What?

"If you've been unemployed for half a year in this market, should you just take any job you're offered? Rewrite your resume? Enjoy the break?" (Continue reading on CNN)

30 Year Fixed
40 Year Fixed
15 Year Fixed
5/1 ARM
30 Year Fixed Jumbo
5/1 Jumbo ARM

4.625%
6.375%
4.250%
4.375%
5.875%
5.500%

Super-Efficient Fridge Among the
Innovations at Builders Show

"Plunging temperatures and a plummeting economy are making everyone more conscious of energy efficiency.

Small changes, like wrapping ducts and water heaters in insulation, buying compact fluorescent bulbs and putting motion sensors on lights in closets, garages and front porches, cost little and can often make a dramatic difference in utility bills (See "Free Energy").

Pricier and fancier energy-saving products will be featured..." (Continue reading article)

"I've been scared crazy by all the news in the press about how bad our real estate market and economy are and being someone who didn't buy a house during the boom, I'm wondering if now is the right time.

I'm noticing that the houses around our apartment are starting to become more affordable but I'm not too sure that I want to move into a house only to have it lose value over the next couple years. But there's also a lot of discussion about how this is one of the best times to get your foot in the door for homes in California. What do you think?" (from Jerry in Burbank)

Read the Mortgage Lady's response