With so many questions, we've simplified finding particular questions by categorizing them. Please choose a category from the following :
Our Services
> Loan Process
Mortgage
Real Estate / Buying Your Property
Here are some general common questions you may find helpful :
What is the loan process like?
What kind of documentation do you need to process my loan?
What is the loan process like?
A detailed breakdown of the loan process will depend on every client's situation--some requiring more steps and some requiring less, but you can find a basic breakdown of the loan process on our Loan Process page.
What kind of documentation do you need to process my loan?
To begin the process of prequalification and preapproval, we first work with you to complete the loan application. You can speak to one of our loan officers to complete the application or you can complete the application at your convenience online. Your information will be securely transmitted to one of our loan officers to begin your one and only mortgage experience. In addition to the loan application we request the following information:
- One month's worth of pay stubs or income documentation
- Two years worth of tax returns
- Two months worth of bank statements
- If refinancing, we also need a copy of your most recent mortgage statement(s)
The reason it is difficult to say exactly what kind of documentation we will need from you is because each person has their own unique situations and mortgages are customized. Each loan requires different things, but as a basic guideline we would need is the documents mentioned above.
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